Terms of Service

1. Acceptance of Terms

By accessing and using Rosiya.Life, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our platform.

2. Use of Services

Our services are intended for personal and business development purposes. You agree to use our platform only for lawful purposes and in accordance with these Terms.

3. Account Registration

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Payment Terms

Paid programs and services are subject to the pricing displayed at the time of purchase. We offer a 30-day money-back guarantee on most programs as specified on their respective pages.

5. Intellectual Property

All content, materials, and resources on Rosiya.Life are protected by intellectual property rights. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Community Guidelines

Users of our community forums and groups agree to treat others with respect, refrain from spam or promotional content without permission, and maintain a supportive environment.

7. Limitation of Liability

Rosiya.Life provides educational and community resources. We do not guarantee specific business results. Your success depends on many factors, including your own effort and application.

8. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or platform notification.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at legal@rosiya.life.